Loans Elevated
The Loans Elevated Podcast delivers clear, strategic conversations on mortgages, real estate, and homeownership.
Hosted by Broch Lassig alongside TJ Heidenreich and Ryan King of The Lassig Team, a top 1% nationally ranked mortgage team, the show explores how housing decisions impact your financial future.
Each episode breaks down real-world mortgage strategy, market dynamics, and the role homeownership plays in building wealth, managing debt, and creating long-term optionality.
Whether you’re a homeowner, first-time buyer, or real estate professional, Loans Elevated helps you think differently about real estate and use it as a tool, not just a transaction.
Episodes
174 episodes
Episode 172: “I Hope Realtors & Lenders Lose Their Jobs” — Let’s Talk About It
We received a comment that said:“Realtors and mortgage brokers are the most overvalued occupations in the country… I pray they all lose their jobs.”So we decided to address it head-on.In this episode of
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Season 2
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Episode 172
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16:53
Episode 171: Crypto Is Crashing… Is Housing Next? (Here’s What the Data Says)
Crypto is down. Markets are volatile. Headlines are loud, but does that mean the housing market is next to crash?In this episode of the Loans Elevated Podcast, we break down: • Why crypto and housing don’t move together ...
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Season 2
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Episode 171
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40:23
Episode 170: The 4 Pillars of Real Estate Wealth (And Why Cash Flow Isn’t Enough)
Real estate investing isn’t about chasing cash flow, and that misconception is why most investors never build real wealth.In this episode, Broch and Jack Andrews unpack the 4 Pillars of Real Estate Wealth and explain how experienc...
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Season 2
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Episode 170
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50:19
Episode 169: 2026 Utah Housing Forecast: Why the Market Isn’t Crashing
The Utah housing market has been stuck in an unusual place, not booming, not crashing, just… running in place.In this episode of the Loans Elevated Podcast, we break down the 2026 Utah housing outlook using real market data...
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Season 2
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Episode 169
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24:19
Episode 168: Why Most Realtors (and Lenders) Cost Clients More Than They Save
Most people hire a realtor or lender based on price, rate, or commission.That decision can quietly cost them years of financial progress.In this episode, we expose the uncomfortable truth about experience in real est...
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Season 2
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Episode 168
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32:38
Episode 167: Selling Your Home Might Be the Smartest Financial Move Right Now
Mortgage rates are falling, and refinances are booming.But for many homeowners, refinancing isn’t the best solution.In this episode, we break down a powerful but often ignored strategy: selling and rebuying to reset your financ...
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Season 2
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Episode 167
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27:44
Episode 166: Mortgage Rates, Trump & Housing Affordability | Separating Headlines from Reality
Mortgage rates don’t move because of politics—they move because of markets, incentives, and supply & demand.In this episode of the Loans Elevated Podcast, we break down recent headlines surrounding Trump, mortgage-backe...
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Season 2
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Episode 166
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43:19
Episode 165: Mortgage Rates in 2026 | What Actually Matters (and What Doesn’t)
Where are mortgage rates headed in 2026?Instead of guessing exact numbers, this episode focuses on what actually drives rates and how buyers and homeowners can win regardless of volatility.We break down inflation, job dat...
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Season 2
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Episode 165
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25:46
Episode 164: Non-Disclosure States & Property Taxes | What Utah Homeowners Don’t Realize
Property taxes can quietly cost Utah homeowners thousands of dollars over time, and most people don’t even realize they can challenge them.In this episode of the Loans Elevated Podcast, we break down how property taxes actually work in ...
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Season 2
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Episode 164
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33:33
Episode 163: Portable Mortgages | Why They’ll Never Work in the U.S. Housing Market
Portable mortgages are back in the news — but can they actually work in the United States?In this episode, the Loans Elevated squad breaks down why this “solution” sounds appealing but falls apart once you understand the U.S. mort...
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Season 2
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Episode 163
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19:37
Episode 162: Timeshares. The Emotional Trap, the Real Math & What It Means for Your Mortgage
This week we’re recording from Mexico and talking about the one topic nearly everyone has an opinion on: timeshares.Are they worth it? Are they ever a smart financial move? Do they actually save you money on vacations? And most im...
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Season 2
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Episode 162
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15:45
Episode 161: Is the Housing Market Actually in Trouble? The Metrics That Really Matter
Are rising foreclosure and bankruptcy headlines signaling a housing crash? In this episode of the Loans Elevated Podcast, we break down the actual data — not the fear-based headlines — to reveal what’s really happening in the...
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Season 2
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Episode 161
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21:06
Episode 160: 50-Year Mortgages... Will They Save Housing? (The Truth No One’s Saying)
Everyone’s talking about Trump’s floated idea of 50-year (and even 100-year) mortgages, but do longer loan terms actually solve the affordability problem? In this episode, we break down the math, the psychology, and the reality behind wh...
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Season 2
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Episode 160
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39:43
Episode 159: The 2025 Changes Every Homeowner Should Know About Solar
Big changes are hitting the solar industry.2025 legislation is ending key federal tax credits and reshaping how solar systems are sold and financed.In this episode, TJ and Broch share what every Utah homeowner should know:<...
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Season 2
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Episode 159
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20:28
Episode 158: Utah’s Decade of Decision - What the 2034 Olympics Mean for Our State’s Future
Utah is entering what experts call “The Decade of Decision.” With the 2034 Winter Olympics officially on the horizon, every choice we make today—about growth, housing, water, and infrastructure—will shape the Utah we live in...
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Season 2
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Episode 158
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47:57
Episode 157: Fed Cuts Rates, Markets Freak Out! What It Really Means for Mortgage Rates
The Fed just cut rates… so why are mortgage rates getting worse?In this week’s episode of The Loans Elevated Podcast, Broch and TJ break down the recent Fed announcement — the October 2025 rate cut — and why the headlin...
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Season 2
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Episode 157
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17:06
Episode 156: Black Friday Deals in Real Estate? Rates Down, Inventory Up!
Think Black Friday only happens at Target? Think again.In this week’s episode, the Loans Elevated podcast breaks down why Q4 is secretly one of the best times to buy real estate and how smart buyers and investors can use this...
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Season 2
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Episode 156
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18:54
Episode 155: Government Shutdown Explained - How It Impacts Mortgages, Paychecks & Closings
When the government shuts down, it’s not just politics—it’s personal. From TSA employees missing paychecks to delays in government-backed loans, the ripple effects can impact everything from your mortgage process to your next flight.In t...
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Season 2
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Episode 155
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10:13
Episode 154: Utah’s Economic Boom: The Real Estate Ripple Effect
Utah is transforming before our eyes. From the Inland Port and The Point project to massive tech and infrastructure expansions, the state’s economic engine is running hotter than ever—and that means major opportunities for homeowners and invest...
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Season 2
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Episode 154
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1:03:14
Episode 153: Why Fed Rate Cuts Don’t Mean Lower Mortgage Rates
When the Federal Reserve announces a rate cut, most people expect mortgage rates to drop too. But here’s the truth: Fed funds rates and mortgage rates aren’t directly tied, and that’s where so much confusion comes in.In this week’s episo...
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Season 2
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Episode 153
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23:02
Episode 152: Rates Are Dropping! What That Means for Buyers & Refinancers
Rates are falling—and with them comes one of the biggest opportunities buyers and homeowners have seen in years.In this episode of Loans Elevated, we break down why waiting for the “perfect” rate could cost you tens of thousands...
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Season 2
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Episode 152
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21:06
Episode 151: Why Affordable Housing Is So Hard to Build
Everyone says we need more affordable housing—but why is it so hard to actually build it?In this episode of Loans Elevated, we sit down with Josh Best of Countryside Homes to unpack the real reasons behind Utah’s housing afforda...
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Season 2
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Episode 151
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41:49
Episode 150: Job Market Weakens | What It Means for Mortgage Rates
The jobs market just showed its first real cracks in 5 years—and the ripple effect is already hitting mortgage rates.In this week’s Loans Elevated episode, we break down the latest BLS report, Fed expectations, and why this c...
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Season 2
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Episode 150
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16:46
Episode 149: Price vs. Quality - What Actually Sells Homes in Today’s Market
Why are some listings flying off the market while others sit for weeks or months?In this episode of Loans Elevated, we bring on top Utah realtor Nick Gonzalez to debate the age-old question: What sells a home faster—compellin...
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Season 2
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Episode 149
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48:57
Episode 148: How to Build Generational Wealth Through Real Estate—Even Now
Is real estate still a legit path to retirement in 2025?In this episode of Loans Elevated, we tackle one of the most common questions we get from clients: Can I still become a millionaire through real estate in today’s market...
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Season 2
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Episode 148
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36:26