Loans Elevated
Top 1% Loan Officer Nationwide, Broch Lassig, is bringing you his knowledge of the industry, business tips, and real estate strategies along side TJ Heidenreich and Ryan King from The Lassig Team. So whether you are buying your first home, a loan officer yourself, or looking for your 3rd investment property, we have something for all of you. Helping you create wealth through homeownership.
Loans Elevated
Episode 161: Is the Housing Market Actually in Trouble? The Metrics That Really Matter
Are rising foreclosure and bankruptcy headlines signaling a housing crash?
In this episode of the Loans Elevated Podcast, we break down the actual data — not the fear-based headlines — to reveal what’s really happening in the housing market across Utah and nationwide.
We cover:
• How today’s delinquencies compare to pre-COVID normals
• Why foreclosure inventory is FAR below historical averages
• The real story behind rising bankruptcy filings
• How negative equity remains near historic lows (2% vs. 26% in 2009)
• Why vacancy rates matter — and what they tell us today
• The unemployment “trigger point” that could shift the market
• What would actually need to happen for a housing collapse
Spoiler: Many of the metrics would need to double or triple before we hit legitimate red-flag territory.
We also discuss:
• Why consumer debt — not mortgage debt — is straining households
• How homeowners can use equity strategically during uncertain times
• Why liquidity and planning matter more than ever
• The danger of making decisions from headlines instead of data
If you’re a homeowner, buyer, investor, or real estate professional, this is your deep dive into the truth behind today’s housing market.
🎧 Tune in to stay informed, not influenced.
🎙 Welcome to the Loans Elevated Podcast!
Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions.
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Hosted by:
📢 Broch Lassig, Branch Manager NMLS340314
📢 TJ Heidenreich, Sales Manager NMLS1802412
📢 Ryan King, Loan Officer NMLS1870771
Branch NMLS2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details.
CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
🔹 Disclaimer: The information in this podcast is for educational purposes only and not a substitute for professional financial, legal, or tax advice. Always consult with a qualified professional before making financial decisions.
