Loans Elevated

Episode 141: How to Buy a Home with $0 Out of Pocket in 2025

Lassig Team Marketing Season 2 Episode 141

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Can you actually buy a home in 2025 with no money out of pocket? The answer is YES, and it might be the smartest financial move you make this decade.

In this week’s episode of Loans Elevated, we dismantle the biggest myth in real estate (“you need 20% down”) and walk through real client strategies for buying homes with $0 cash out of pocket—even paying off debt along the way.

You’ll learn:

  • The truth about 100% financing (VA, USDA, Utah Housing)
  • How to use seller concessions, silent seconds, and grants
  • Joint ventures: how family members are investing in real estate together
  • Why waiting to buy could cost you $50K+ in lost equity
  • How to calculate total cost vs just monthly payment

🎙 Welcome to the Loans Elevated Podcast!

Your go-to source for expert insights on mortgages, real estate trends, and home financing strategies. Whether you're a first-time homebuyer, real estate agent, or seasoned investor, we break down key topics to help you make informed financial decisions.

💡 Have a topic you'd like us to cover? Send us a message on Instagram or Facebook @loanselevated!

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Hosted by:
📢 Broch Lassig, Branch Manager NMLS340314
📢 TJ Heidenreich, Sales Manager NMLS1802412
📢 Ryan King, Loan Officer NMLS1870771
Branch NMLS2048956

Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details.
CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)

🔹 Disclaimer: The information in this podcast is for educational purposes only and not a substitute for professional financial, legal, or tax advice. Always consult with a qualified professional before making financial decisions.